Your car is worth less every year. So why does your insurance bill keep going up? It’s one of the most frustrating questions drivers ask and the answer has nothing to do with you or your vehicle. Repair costs, vehicle technology, medical claims, litigation, and reinsurance pressures are driving premiums up across the board regardless of your car’s age, your driving record, or your loyalty to your carrier. In this video Joel Versh breaks down exactly what’s behind the increases, what you can and can’t control, and how to make sure you’re not overpaying while still carrying the protection your assets actually require.